Three Programmes
Choose the programme
that fits your question.
Each of our three programmes addresses a distinct kind of financial question. Below you will find the full details of each — structure, content, what you take away, and price.
Back to HomeHow every programme is structured
Before you arrive
We have a brief conversation — by email or phone — to understand your starting point and confirm the programme is well-suited to your situation. If it is not, we say so.
During the programme
Facilitator-led sessions with ample time for discussion. Printed materials provided at or before the first session. Group size keeps conversation personal. No product recommendations or sales.
After the programme
You leave with physical materials to return to and a clearer sense of the questions that matter. Follow-up questions to the facilitator are welcomed by email for thirty days after the programme ends.
Personal Finance Reading Circle for Adults 40+
5,500 THB · Four-week programme
A four-week reading circle that pairs short essays on personal finance with structured discussion. Texts are drawn from a curated set of accessible writings on saving, investing, and household economy, with additional Thai-context readings provided each week. The facilitator's role is to keep the conversation considered and to surface the questions worth carrying home. Group size is capped at eight to keep the discussion personal. Each participant receives a bound volume of the season's readings at the first meeting.
What the programme covers
- Week one: Foundations — how to read a household financial statement
- Week two: Saving and investing — what the evidence actually says
- Week three: Thai-context considerations — provident funds, gold, family obligations
- Week four: Bringing it together — questions to carry into the next decade
Includes a bound reading volume, provided at the first session.
Household Balance Sheet Workshop
8,400 THB · One-day workshop
A one-day workshop for individuals or couples who would like to draw up a clear, single-page picture of their household assets, liabilities, and recurring obligations. The session is structured around a printed worksheet developed for the Thai household context, with helpful prompts for items that are easy to overlook — provident fund balances, cremation savings, gold holdings, family loans. Participants leave with a completed draft balance sheet and a short written reflection on what surprised them most.
What you will work through
Mapping assets: property, savings accounts, provident fund, gold holdings, and others
Mapping liabilities: mortgages, personal loans, credit card balances, family loans
Identifying recurring obligations: insurance premiums, family support, regular commitments
Assembling the single-page summary and writing your personal reflection
Includes the printed Thai-context worksheet and your completed balance sheet to take home.
The Question of Annuities & Lifetime Income
10,800 THB · Three-session programme
A small-group programme of three sessions on the structure of annuity-type products, their place within retirement planning, and the trade-offs they involve. The facilitator-educator presents the mechanics without advocating for any product, and participants discuss how the concept of a guaranteed-for-life income stream sits alongside other approaches to drawing on savings in later life. Includes a printed reference document with a glossary of the technical terms most often encountered in Thai-market materials.
Session structure
- Session one: How annuity products are structured — the mechanics clearly explained
- Session two: Where lifetime income fits within a retirement income plan
- Session three: Trade-offs and questions — working through individual participant situations
Includes a printed Thai-market glossary of annuity and retirement income terminology.
Which programme is right for you?
Use this comparison as a starting point. When in doubt, write to us and describe what you are trying to understand — we will suggest the most suitable option.
| Feature | Reading Circle | Balance Sheet | Annuities |
|---|---|---|---|
| Duration | 4 weeks | 1 day | 3 sessions |
| Price (THB) | 5,500 | 8,400 | 10,800 |
| Best for | General financial literacy, wider reading | Clear picture of household finances | Retirement income planning |
| Suitable for couples | Recommended | ||
| Physical materials included | Bound volume | Worksheet | Glossary ref |
| Thai-context focus |
Professional standards across all programmes
Participant Privacy
Financial details shared in sessions remain strictly confidential. No participant data is shared with third parties.
Facilitator Independence
No facilitator holds any commission arrangement. Content is reviewed annually for neutrality and accuracy.
Material Accuracy
All readings and documents are reviewed before each programme cycle for factual accuracy in the Thai regulatory environment.
Participant Feedback
Written feedback from every participant informs each new programme cycle. We read and act on what participants tell us.
Transparent pricing, no hidden costs
Reading Circle
5,500
THB · Four sessions
- Four weekly evening or weekend sessions
- Bound reading volume included
- Group capped at eight
Balance Sheet
8,400
THB · One Day
- Full-day workshop session
- Thai-context printed worksheet
- Completed balance sheet to keep
Annuities
10,800
THB · Three Sessions
- Three structured evening sessions
- Printed Thai-market glossary
- No product recommendations
Not sure which to choose? Write and ask.
Describe what you are trying to understand and we will suggest the programme that fits your situation — with no pressure to proceed.
Send an Enquiry